What can I do to stop my car from being repossessed?

The filing of a Chapter 13 case will stop a vehicle from being repossessed and can return a vehicle that has already been repossessed if the case is filed quickly (normally 10 days, but the sooner the better). The vehicle payment will then be paid through your monthly Chapter 13 payment. The payment allocated for the vehicle is often more manageable because the interest rate can often be lowered and if you owe more on the car than it is worth, the car can be paid back based on the current Blue Book value.

Written by

T.R. Weaver has practiced law since 2003. She is licensed in Washington State, and admitted to practice law in the United States Federal Courts to assist with the representation of individuals with Immigration challenges. She has been an adjunct professor at various Community Colleges in their Criminal Justice and Paralegal Programs. Ms. Weaver is available for speaking engagements, workshops and seminars.

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